Products
What you need around the company — banking, books, and the founder paperwork.
Business banking
Mercury
US business banking provided through partner banks rather than by Mercury itself. Opens remotely for founders living outside the US, but only for a genuine US company.
- Remote onboarding without visiting the US
- Supports C-Corp structures and investor wires
- Virtual cards and sub-accounts
Before you apply
- The company must be formed and registered in the US or a US territory — a UK Ltd, Singapore Pte Ltd or similar is not eligible on its own
- Requires existing or planned US operations, and a principal business address that is not a registered agent address, PO box or mailbox service
- Every beneficial owner holding 25% or more must be disclosed, not just the applicant
- Founders living in certain countries are not supported at all, and card issuance is restricted in a further list — check both before applying
Check current terms with the provider.
Business banking
Brex
US business accounts and corporate cards aimed at funded startups and scaling companies. Notably strict on who it will take.
- Corporate cards with limits based on company finances rather than personal credit
- Expense management in the same product
- Integrates with US accounting stacks
Before you apply
- Only US-registered C-corps, S-corps, LLCs and LLPs
- Individual consumers, sole proprietors and unincorporated partnerships are not permitted
- Non-US companies are not eligible
- Reported to require substantial cash on hand — around $50,000 if partner-referred and considerably more when applying directly. Not aimed at bootstrapped companies. Confirm current thresholds with Brex.
Check current terms with the provider.
Business banking
Tide
UK business account provider and registered Authorised Corporate Service Provider, so it can carry out Companies House identity verification and file on your behalf.
- Company registration bundled with a business account
- Identity verification as an ACSP, and stores your Companies House personal code
- Confirmation statement filing
Before you apply
- UK-registered companies and sole traders
Advertises company registration at £14.99 including a business account. Check current terms with the provider.
Business banking
Wise Business
An electronic money institution rather than a bank. Provides multi-currency accounts with local account details in several currencies.
- Local account details in multiple currencies
- Mid-market exchange rates on conversion
- Directors and owners may be non-resident in the country of registration
Before you apply
- Limited and public companies, partnerships and trusts registered in the UK, EEA, US, Canada, Switzerland, Australia or New Zealand
- Bearer shares are not accepted in any jurisdiction
- Cryptocurrency, tobacco and adult content businesses are excluded, along with others under the acceptable-use policy
- Entity type alone does not decide it — activity and account purpose are reviewed too, and extra documentation is common in the EEA, UK, US and Singapore
One-off account fee plus per-transfer pricing. Check current terms.
Business banking
Revolut Business
Multi-currency business accounts across the UK, EEA, Switzerland and the US.
- Onboarding across the UK and most EEA countries
- Team cards and spend controls
- API access for automation
Before you apply
- Company must be incorporated with a physical presence in the UK, EEA, Switzerland or the US
- The applicant must also reside in a supported country
Tiered monthly plans. Check current terms with the provider.
Business banking
Airwallex
Multi-currency accounts and cross-border payments, with the widest jurisdiction coverage of the options here.
- Holds and transacts in 60+ currencies
- Local collection accounts in major markets
- Payouts to 150+ countries
Before you apply
- The company must be registered in one of roughly 50 approved jurisdictions — coverage for sending money is much wider than coverage for opening an account
- Sanctioned countries are excluded
Plan-based pricing plus FX spread. Check current pricing.
Business banking
Qonto
Business banking for continental Europe. Can open an account for a company still in formation, which matters in Germany where capital must be deposited before registration.
- Accounts for companies in formation (Gesellschaft in Gründung)
- Deposit certificate for the capital contribution
- Available in Germany, France, Spain and Italy
Before you apply
- Companies registered in Germany, France, Spain or Italy
Monthly plans by tier. Check current pricing.
Formation
Stripe Atlas
Delaware C-Corp formation covering incorporation, the EIN application, founder stock issuance and the 83(b) election, which it files by certified mail for US and non-US founders alike.
- Files the 83(b) election with tracked proof of filing
- Obtains the EIN from the IRS
- Standard founding documents — bylaws, stock purchase agreements, IP assignments
- Registered agent included for the first year
Before you apply
- Open to non-US founders forming a US company
Advertises a $500 flat fee, plus annual registered agent renewal. Check current pricing.
Formation
1st Formations
UK company formation agent. Packages commonly bundle a registered office and director service address, which keeps a home address off the public register.
- Registered office address service
- Director service address service
- Same-day filing in most cases
Before you apply
- UK company formations
One-off packages plus annual address renewal. Check current pricing.
Formation
e-Residency
An Estonian government programme, not a company. Issues a digital identity that allows Estonian filings to be signed remotely. It grants no tax residency, citizenship or right of entry.
- EU-recognised digital signature
- Remote administration of an Estonian company
- State-operated, not a reseller
Before you apply
- Application involves a background check
- The card must be collected in person at a designated pickup point
State application fee of roughly €100–150 depending on pickup location, payable on collection. Check current fee.
Accounting
Xero
Cloud accounting software with localised editions and bank feeds in the UK, Ireland, Singapore, Canada and elsewhere.
- Bank feeds in supported countries
- Making Tax Digital VAT filing in the UK
- Widely supported by local accountants
Before you apply
- Localised editions cover the UK, Ireland, US, Canada, Australia, New Zealand, Singapore and South Africa. Elsewhere you get the global edition without local tax filing.
- Bank feed coverage is strongest in the UK, Australia and New Zealand; some direct feeds carry a separate charge.
Monthly subscription by tier. Check current pricing.
Accounting
QuickBooks
Cloud accounting software with strong coverage of US and Canadian tax and payroll requirements.
- US and Canadian tax integration
- Payroll available in the same product
- Widely supported by local accountants
Monthly subscription by tier. Check current pricing.
Accounting
Osome
Corporate services firm providing company secretarial work alongside bookkeeping — relevant in Singapore, where a company secretary is a statutory requirement within six months.
- Acts as company secretary where one is required
- Annual return filing
- Bookkeeping and management accounts
Before you apply
- The company secretary service matters where one is a statutory requirement — Singapore requires an appointment within six months of incorporation. The UK abolished the requirement for private companies in 2008.
Monthly packages by transaction volume. Check current pricing.
Legal & cap table
SeedLegals
Legal document platform for UK and Irish companies covering funding rounds, shareholder agreements and share option schemes.
- SEIS/EIS advance assurance workflow
- EMI option scheme administration
- Funding round documents
Before you apply
- SEIS/EIS and EMI are UK tax reliefs administered by HMRC. They are the main reason to use this, and they do not apply to a company incorporated elsewhere.
- The company must meet HMRC's qualifying conditions — trade, age, gross assets and employee count — before advance assurance is worth applying for.
Per-round or subscription pricing. Check current pricing.
Legal & cap table
Carta
Equity and cap table management, including 409A valuations. Overkill pre-seed; expected by the time you raise institutionally.
- 409A valuations
- Investor and stakeholder access
- Option grant and vesting administration
Before you apply
- A 409A valuation is a US tax requirement under IRC Section 409A — it is only relevant if you have a US entity issuing options. A UK-only company does not need one.
- Requires a complete, verified cap table on Carta before a valuation can be produced.
Annual pricing scaled by stakeholder count. Check current pricing.
These are the products under consideration for the directory. Nothing here is an endorsement, and we carry no prices or ratings for other companies — check current terms with the provider.